Flood, Mike [R-NE-1]
Republican · NE · 20 bills sponsored
Least Cost Exception Act
# Least Cost Exception Act Summary The Least Cost Exception Act (HR 6547) would modify how the Federal Deposit Insurance Corporation (FDIC) handles bank failures and deposit insurance coverage. Specifically, the bill addresses the "least cost" rule—a long-standing principle that requires the FDIC to resolve failed banks in the most economical way possible. The legislation would create an exception or adjustment to this rule, though the bill's exact provisions aren't fully detailed in the available information. This primarily affects the FDIC's operational decisions during bank failures and could impact large depositors and the banking system's stability approach. The bill would influence how federal regulators manage bank closures and protect depositors, potentially affecting banks themselves, large account holders whose deposits exceed FDIC insurance limits, and federal oversight practices. By modifying the least cost requirement, the bill could give regulators more flexibility in how they resolve bank failures, though this could have broader implications for banking costs and taxpayer exposure. **Current Status:** The bill is currently in committee as of the 119th Congress and has not yet been voted on by the full House.
TRIA Program Reauthorization Act of 2026
# Summary of TRIA Program Reauthorization Act of 2026 **What the Bill Would Do** This bill would reauthorize the Terrorism Risk Insurance Act (TRIA) program, a federal backstop created after 9/11 that helps the insurance industry cover catastrophic losses from terrorist attacks. Currently set to expire at the end of 2027, the bill would extend this program beyond that deadline. The exact terms of the reauthorization—such as how long it would be extended, what changes might be made to how it operates, or what costs would be involved—are not specified in the basic bill information available. **Who It Affects and Current Status** The bill primarily affects the insurance industry, property owners (both individuals and businesses), and state/local governments. By maintaining this federal backstop, it helps ensure that terrorism insurance remains available and affordable in the private market. Currently, the bill is in committee, meaning it has been referred to the relevant House committee for review and discussion but has not yet advanced to a full vote. As a reauthorization bill introduced in the 119th Congress, lawmakers will need to pass it before TRIA's current authorization expires to maintain the program without interruption.
VA TRUST Act
# VA TRUST Act Summary **What the Bill Would Do:** The VA TRUST Act (HR 6740) is a proposed law that would make changes to how the Department of Veterans Affairs (VA) operates, though the specific details of the bill's provisions are not publicly available in the information provided. The bill is currently in the committee review stage, meaning it has been introduced but not yet debated or voted on by the full House of Representatives. **Who It Affects:** This legislation would primarily impact veterans and potentially VA employees, depending on what reforms it contains. The bill was introduced by Representative Mike Flood, a Republican from Nebraska's 1st Congressional District. **Current Status:** As of now, the VA TRUST Act remains in committee, which is an early stage in the legislative process. To learn the specific provisions—such as whether it addresses healthcare, benefits processing, facility improvements, or administrative changes—you would need to review the full text on Congress.gov or the sponsor's official website.
Stamp Out Veterans Medical Debt Act
# Stamp Out Veterans Medical Debt Act (HR 5946) – Summary **What the Bill Would Do** The Stamp Out Veterans Medical Debt Act aims to address medical debt owed by veterans to the federal government. While the bill's full text details are limited in the available information, the legislation's title suggests it would eliminate or reduce medical debt that veterans have accumulated through VA (Department of Veterans Affairs) medical care or related federal health services. **Who It Affects** This bill would directly benefit veterans—military service members who have received medical treatment through the VA system. It could affect the federal budget by forgiving debt owed to the government, and potentially the VA's accounting and debt collection processes. **Current Status** As of now, HR 5946 is in committee, meaning it has been introduced but has not yet been voted on by the full House of Representatives. The bill was sponsored by Representative Mike Flood, a Republican from Nebraska's 1st congressional district. No further action has been taken at this time. *Note: The summary is based on limited available information about this bill. For complete details on specific provisions, the full legislative text would need to be reviewed.*
USS Frank E. Evans Act
# USS Frank E. Evans Act Summary The USS Frank E. Evans Act (HR 5945) would authorize the construction of a new naval vessel named after the USS Frank E. Evans, a destroyer that sank in 1969 after a collision with an Australian aircraft carrier in the South China Sea, killing 74 U.S. sailors. The bill honors this ship and its crew by dedicating a new vessel to their memory. The legislation was introduced by Rep. Mike Flood (R-NE) in the 119th Congress. **Current Status:** The bill is currently in committee and has not yet been voted on by the full House of Representatives. No additional details about specific funding amounts, ship specifications, or timeline are available in the provided information.
To designate the facility of the United States Postal Service located at 1201 Calvert Street in Lincoln, Nebraska, as the "Commodore Dixie Kiefer Memorial Post Office Building".
# HR 5947 Summary **What the Bill Does** This bill would officially rename a U.S. Postal Service building located at 1201 Calvert Street in Lincoln, Nebraska. The building would be designated the "Commodore Dixie Kiefer Memorial Post Office Building" to honor Commodore Dixie Kiefer, apparently a notable historical figure with a connection to Nebraska. **Who It Affects and Current Status** The bill primarily affects the Lincoln, Nebraska post office and its operations—though renaming a federal building is largely ceremonial and symbolic rather than creating substantive operational changes. The bill was introduced by Republican Representative Mike Flood of Nebraska's 1st District. As of now, the bill remains in committee and has not advanced to a full floor vote in the House.
HOME Reform Act of 2025
# HOME Reform Act of 2025 - Summary I appreciate your request, but I'm unable to provide a detailed summary of this bill because the information available is limited. The bill details you've provided show it's called the "HOME Reform Act of 2025" (HR 5878), sponsored by Representative Mike Flood from Nebraska, and is currently in committee review. However, the specific subjects and provisions of the bill aren't included in the materials you've shared. To give you an accurate, non-partisan summary covering what the bill would do, who it affects, and its key provisions, I would need access to the bill's actual text or official summary. I'd recommend checking **Congress.gov** (the official government source for congressional bills) or your representative's office website, where you can find the full bill text and official summaries that explain its specific provisions in detail. If you can share the bill's text or more detailed summary, I'd be happy to break it down into plain language for you.
HOME Reform Act of 2025
# HOME Reform Act of 2025 - Summary **What the Bill Would Do** The HOME Reform Act of 2025 (HR 5798) is a proposed law currently under consideration in Congress. However, the bill details available in the public record are limited. The bill was introduced by Representative Mike Flood (R-Nebraska) in the 119th Congress but has not yet been assigned to a specific committee or advanced further in the legislative process. **Current Status** As of now, the bill remains in committee and has not moved forward for a vote. Without access to the full text or detailed summary, the specific provisions, affected groups, and policy changes cannot be detailed here. To learn what this bill would actually do, interested parties can review the complete bill text on Congress.gov or contact Representative Flood's office directly. **Next Steps** For the most current and accurate information about this bill's contents and progress, check Congress.gov (the official legislative tracking website) where you can find the full text once it becomes available.
College Students Continuation of Mental Health Care Act of 2025
# College Students Continuation of Mental Health Care Act of 2025 (HR 5357) **What the Bill Would Do:** This bill aims to help college students maintain mental health coverage when they transition off their parents' health insurance plans. Currently, many students lose coverage when they age out of their parents' plans or graduate. The bill would establish protections to ensure continuity of mental health and substance abuse treatment services during these transitions. **Who It Affects:** The legislation primarily affects college-age students (typically ages 18-26) who rely on their parents' health insurance, as well as their families and mental health care providers. It could also impact health insurance companies and colleges that coordinate student health services. **Current Status:** As of now, the bill remains in committee, meaning it has not yet been debated or voted on by the full House of Representatives. The bill was introduced by Representative Mike Flood (R-Nebraska) in the 119th Congress. Further action would be needed for it to advance toward a vote.
To require approval from the Secretary of Housing and Urban Development for any Federal manufactured home and safety standards, and for other purposes.
# Summary of HR 5263 **What the Bill Would Do** HR 5263 would require that any federal manufactured home and safety standards must receive approval from the Secretary of Housing and Urban Development (HUD) before taking effect. Currently, the Department of Housing and Urban Development sets these standards, but this bill would add an additional approval step. The bill's exact details beyond this requirement are not specified in the available information. **Who It Affects** This bill would primarily affect the manufactured housing industry, including manufacturers and sellers of mobile homes. It would also impact consumers who purchase manufactured homes, as well as HUD and any other federal agencies involved in setting housing safety standards. States and local governments that regulate manufactured housing could also be affected depending on how the bill is implemented. **Current Status** HR 5263 is currently in committee and has not advanced further in the legislative process. The bill was introduced by Rep. Mike Flood (R-Nebraska) in the 119th Congress. No action has been taken since it was referred to committee, meaning it has not yet been debated or voted on by the full House of Representatives.
Identifying Regulatory Barriers to Housing Supply Act
# Identifying Regulatory Barriers to Housing Supply Act (HR 4659) **What the Bill Would Do** This bill would direct federal agencies to identify and report on government regulations that make it harder to build new housing. The legislation aims to uncover which federal rules and requirements increase housing construction costs or create obstacles to development. By documenting these barriers, the bill seeks to help policymakers understand what regulatory changes might make housing more affordable and easier to build. **Who It Affects and Key Provisions** The bill would primarily affect federal agencies tasked with environmental review, building standards, and housing oversight. It would also impact housing developers, builders, and ultimately people seeking affordable housing. The main provision requires these agencies to analyze their own regulations and report findings to Congress—essentially a fact-finding exercise rather than an immediate change to housing policy. **Current Status** The bill is currently in committee, meaning it has been introduced but not yet voted on by the full House of Representatives. It was sponsored by Representative Mike Flood (R-NE) and remains in the early stages of the legislative process.
Unlocking Housing Supply Through Streamlined and Modernized Reviews Act
# Unlocking Housing Supply Through Streamlined and Modernized Reviews Act (HR 4660) **What the Bill Would Do:** This bill aims to speed up the process for approving new housing construction by streamlining environmental and regulatory reviews. While the full details of specific provisions aren't provided in the available summary, the bill's title indicates it would modernize the approval procedures that developers must navigate before building homes. This could reduce the time and cost involved in getting projects approved, potentially making it faster and cheaper to build new housing. **Who It Affects:** The bill would primarily impact real estate developers, construction companies, and people looking for housing. Faster approvals could lead to more homes being built, potentially increasing housing supply and affecting prices in the market. Environmental and community review processes might also be affected, depending on which specific regulations the bill modifies. **Current Status:** HR 4660 is currently in committee, meaning it has not yet been debated or voted on by the full House of Representatives. The bill was introduced by Representative Mike Flood (R-Nebraska) in the 119th Congress. No additional details about specific provisions or next steps are available at this time.
Equal Opportunity for All Investors Act of 2025
# Equal Opportunity for All Investors Act of 2025 – Summary **What the bill does:** This bill would allow more people to invest in private securities offerings by creating a new pathway to become an "accredited investor." Currently, the SEC restricts certain private investment opportunities to accredited investors—generally wealthy individuals or those with substantial financial experience. This bill would add an exam option: anyone who passes an SEC-approved test demonstrating financial knowledge could qualify as an accredited investor, regardless of their income or net worth. **Who it affects:** The bill primarily affects individual investors who want access to private securities but don't meet current income or net worth thresholds. It could benefit people with financial knowledge who are younger, early in their careers, or simply haven't accumulated significant wealth. It may also affect brokerage firms and financial associations, which would need to administer the new exam. **Key provision:** The exam must be appropriately difficult (designed so financially knowledgeable people wouldn't fail it), cover topics like securities disclosure requirements, be administered by a registered securities association, and be offered to the public for free. **Current status:** The bill has passed the House and is awaiting further action in the Senate.
Sustainable Aviation Fuel Information Act
# Sustainable Aviation Fuel Information Act (HR 4562) Summary **What the Bill Does** This bill would require the federal government to collect and publish information about sustainable aviation fuel (SAF) — fuel made from renewable sources like used cooking oil, agricultural waste, or algae instead of petroleum. The legislation aims to increase transparency about SAF production, usage, and availability in the U.S. aviation industry by establishing standardized reporting requirements. **Who It Affects** The bill would primarily impact airlines, fuel producers, and aviation companies that manufacture or use sustainable aviation fuels. It would also affect federal agencies responsible for tracking this data. Indirectly, it could influence consumers through potential effects on aviation fuel costs and environmental outcomes. **Current Status** As of now, HR 4562 remains in committee and has not been voted on by the full House. The bill is in the early legislative stage, meaning it's still under review and has not advanced further in the congressional process.
Weather Workforce Improvement Act
# Weather Workforce Improvement Act (HR 3809) Summary **What the Bill Does** The Weather Workforce Improvement Act aims to strengthen the workforce at the National Weather Service and related federal weather agencies. While specific details about the bill's provisions aren't available in the summary provided, bills with this title typically focus on areas like improving training programs, increasing staffing levels, updating equipment, or enhancing recruitment and retention of meteorologists and weather forecasters. **Who It Affects** This bill would primarily impact employees and job applicants in the National Weather Service and similar federal weather organizations. It could also indirectly affect the general public by potentially improving the accuracy and timeliness of weather forecasts and warnings, which help protect lives and property during severe weather events. **Current Status** As of now, HR 3809 is in committee, meaning it has been introduced but has not yet been debated or voted on by the full House of Representatives. The bill was sponsored by Representative Mike Flood (R-NE).
Housing Supply Frameworks Act
# Housing Supply Frameworks Act (HR 2840) — Plain Language Summary **What the Bill Would Do** The Housing Supply Frameworks Act aims to address the nation's housing shortage by providing federal support and incentives for increasing residential construction. While specific provisions aren't detailed in the available information, bills with this title typically focus on streamlining federal regulations, providing funding or tax incentives to developers, or establishing frameworks that encourage states and local governments to remove barriers to housing development. **Who It Affects** This bill would potentially impact homebuyers and renters seeking affordable housing, real estate developers and construction companies, local governments responsible for zoning and building regulations, and states looking to expand their housing stock. **Current Status** The bill is currently in committee, meaning it has been introduced but has not yet been debated or voted on by the full House of Representatives. It was sponsored by Representative Mike Flood (R-Nebraska) in the 119th Congress. *Note: For complete details on specific provisions, you would need to review the full text on Congress.gov, as the summary information provided is limited.*
No More D.C. Waste Act
# No More D.C. Waste Act Summary **What the Bill Would Do:** The No More D.C. Waste Act (HR 1686) is a proposed bill that aims to increase congressional oversight of spending in Washington, D.C., and potentially address how federal funds are allocated to higher education and student aid programs. While the bill's full text details aren't specified here, based on its title and listed subjects, it appears designed to identify and reduce what sponsors view as wasteful government spending in the nation's capital, with particular attention to education funding. **Who It Affects:** The bill would primarily affect federal agencies and programs in Washington, D.C., as well as institutions and students involved in higher education and student aid programs that receive federal funding. Congress and federal policymakers would also be impacted through increased oversight requirements. **Current Status:** As of now, HR 1686 is in committee, meaning it has been introduced but has not yet advanced to a full vote in the House of Representatives. The bill was sponsored by Representative Mike Flood, a Republican from Nebraska's 1st district. For a complete understanding of specific provisions, the full legislative text would need to be reviewed.
Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications".
# Summary of HJRES 64 **What the bill would do:** This bill would reject and eliminate a new rule issued by the Consumer Financial Protection Bureau (CFPB) in December 2024. That rule established which payment apps—like Venmo, PayPal, and Cash App—are large enough to be supervised and regulated by the CFPB. Under the rule, payment apps handling at least 50 million transactions per year would fall under CFPB oversight. This resolution would prevent that rule from taking effect. **Who it affects and key provisions:** The bill primarily affects digital payment app companies and their users. Payment app companies would avoid CFPB supervision if this bill passes, meaning less federal regulatory oversight of their operations and consumer protections. Consumers using these apps could see differences in protections and dispute resolution processes. The resolution targets only large payment apps, not small ones, and applies only to nonbank companies (not traditional banks). **Current status:** The bill is currently in committee and has been sponsored by Rep. Mike Flood (R-NE). It has not yet been voted on by the full House. Congress can use this type of resolution under the Congressional Review Act to overturn federal agency rules within a limited timeframe after they're issued.
Supporting Access to Rural Community Hospitals Act of 2025
# Summary of HR 1191: Supporting Access to Rural Community Hospitals Act of 2025 **What the bill does:** This bill would temporarily expand which rural hospitals can qualify as "critical access hospitals" (CAHs)—a special Medicare designation that provides favorable payment rates. Specifically, it would allow hospitals currently participating in the Rural Community Hospital Demonstration Program to also become CAHs for one year. These hospitals are typically too large to normally qualify (they exceed the standard 25-bed limit) but are still small, rural facilities. **Who it affects:** The bill primarily affects small rural hospitals and the communities they serve, particularly in areas underserved by larger medical facilities. It also impacts Medicare, which would adjust payments under this temporary expansion. Rural patients who depend on these hospitals for healthcare access could potentially benefit from improved hospital financial stability. **Key provision and status:** The main provision is the one-year temporary window allowing demonstration program hospitals to access CAH payment benefits. Currently, HR 1191 is in committee and has not been voted on by the full House. The bill was introduced by Rep. Mike Flood (R-NE) and aims to test whether expanded CAH eligibility helps sustain rural hospital operations.
Ending Green Giveaways Act
# Ending Green Giveaways Act (HR 1066) - Summary **What the Bill Would Do** The Ending Green Giveaways Act aims to eliminate or reduce federal subsidies and financial incentives for green energy and environmental projects. While specific provisions aren't detailed in the available information, bills with this title typically target tax credits, grants, and other government support programs for renewable energy sources like solar and wind power, as well as electric vehicles and related clean energy initiatives. **Who It Affects** This legislation would impact companies and individuals involved in the renewable energy and clean energy industries, as well as consumers who benefit from or use subsidized green energy products. It could also affect federal budgets allocated to environmental programs and energy efficiency projects. **Current Status** As of now, HR 1066 is in committee, meaning it has been introduced but has not yet been debated or voted on by the full House of Representatives. The bill was sponsored by Representative Mike Flood (R-NE), and no additional action has occurred at this time. **Note:** Without access to the bill's full text, this summary reflects the general intent suggested by its title. For detailed provisions, the full legislative text should be reviewed.