A bill to amend title II of the Social Security Act to permit disabled individuals to elect to receive disability insurance benefits during the disability insurance benefit waiting period, and for other purposes.

# Summary of S. 3924 **What the Bill Would Do** This bill would change Social Security disability rules to allow people with disabilities to start receiving their disability insurance benefits sooner. Currently, there is a five-month waiting period after someone is approved for disability before they can receive any benefits. This bill would let disabled individuals choose to receive their benefits during that waiting period rather than having to wait.

The phrase "and for other purposes" suggests the bill may contain additional provisions not detailed in the title. **Who It Affects and Current Status** The bill primarily affects people who have been approved for Social Security Disability Insurance (SSDI) and are waiting for their benefits to begin. It would provide financial relief to disabled individuals during a vulnerable time when they've lost work capacity but haven't yet started receiving support. As of now, the bill is in committee, meaning it has been introduced in the Senate but hasn't yet been debated or voted on by the full chamber. Senator Susan Collins (R-Maine) is the sponsor.