Expanding Health Care Options for First Responders Act

# Expanding Health Care Options for First Responders Act - Summary **What the bill would do:** This bill would create a new Medicare enrollment option for first responders (such as firefighters, police officers, and paramedics) aged 50-64 who have retired or left service due to disability. Rather than waiting until age 65 when most people become eligible for Medicare, these individuals could buy into the Medicare program earlier. The Centers for Medicare & Medicaid Services would set the premium costs and determine when people can enroll. **Who it affects and key provisions:** The bill primarily affects retired first responders and disabled first responders between ages 50-64 who currently lack access to Medicare.

It also includes funding for states and nonprofit organizations to conduct outreach and help eligible first responders understand and enroll in the program. By allowing earlier Medicare access, the bill aims to address health care coverage gaps for this group during the years before they reach traditional Medicare eligibility age. **Current status:** The bill is currently in committee (S. 3221 in the 119th Congress), meaning it has been introduced but has not yet been voted on by the full Senate.