To amend the Internal Revenue Code of 1986 to establish an exception for multiemployer plan participants to the requirements for automatic enrollment.

# HR 6685 Summary **What the Bill Does:** This bill would create an exception to federal automatic enrollment requirements for workers in multiemployer retirement plans. Multiemployer plans are pension programs jointly managed by multiple employers and unions, commonly used in construction, transportation, and other industries. Currently, federal law requires most retirement plans to automatically enroll eligible employees and increase their contributions over time. This bill would exempt multiemployer plan participants from those automatic enrollment rules. **Who It Affects:** The bill primarily affects workers covered by multiemployer pension plans and the employers and unions that manage these plans.

This includes employees in industries like construction trades, trucking, and other unionized sectors where multiemployer plans are common. **Current Status:** As of now, the bill is in committee and has not yet advanced for a vote. Introduced by Rep. Brad Finstad (R-MN), it remains in the early stages of the legislative process. The bill would require approval from both the House and Senate, plus the President's signature, to become law.