ACA Copay CAP Act of 2025

# ACA Copay CAP Act of 2025 Summary **What the Bill Would Do** The ACA Copay CAP Act of 2025 would place limits on copayments (the fixed amounts patients pay per visit or prescription) for people covered under the Affordable Care Act (ACA). While specific dollar amounts and detailed provisions aren't listed in the available information, the bill's title suggests it aims to "cap" or reduce out-of-pocket copay costs that ACA plan members currently pay when they use healthcare services. **Who It Affects** This legislation would primarily affect the millions of Americans who purchase health insurance through ACA marketplaces or receive ACA coverage. It could also indirectly affect insurance companies and healthcare providers who set copay rates.

The bill was introduced by Representative Jake Auchincloss, a Democrat from Massachusetts. **Current Status** As of now, the bill is in committee, meaning it has been assigned to the appropriate House committee for review and debate but has not yet been voted on by the full House of Representatives. No further action has been taken at this time.