To amend the Internal Revenue Code of 1986 to extend the enhancement of the health care premium tax credit.

# Summary of HR 6074 **What the Bill Does** HR 6074 would extend enhanced tax credits that help people afford health insurance premiums under the Affordable Care Act (ACA). These tax credits reduce what individuals and families pay for monthly health insurance costs. The bill essentially aims to continue temporary improvements to these credits that have been in place but are set to expire. **Who It Affects** This bill would primarily benefit people who buy health insurance through the ACA marketplace (healthcare.gov and state exchanges). It would help lower-income and middle-income individuals and families afford monthly insurance premiums.

The credits reduce out-of-pocket insurance costs, making coverage more accessible for these populations. **Current Status** HR 6074 is currently in committee, meaning it has been referred to the appropriate congressional committee for review and discussion but has not yet been voted on by the full House. The bill was introduced by Representative Lauren Underwood (D-IL). No further action has been taken at this time.