National Guard and Reserve Student Loan Fairness Act

# National Guard and Reserve Student Loan Fairness Act Summary **What the Bill Would Do:** This bill would modify how student loan repayment is handled for members of the National Guard and military Reserves. Currently, these service members may face complications when applying federal student loan forgiveness programs because their military service doesn't always count properly toward loan forgiveness timelines. The bill aims to ensure that time spent in active duty service with the National Guard or Reserves counts toward federal student loan forgiveness programs in the same way it does for active-duty military personnel. **Who It Affects:** The legislation primarily benefits National Guard members and military Reservists who carry federal student loan debt. These service members often have different duty schedules and deployment patterns compared to active-duty military personnel, which can create gaps in how their service is credited toward loan forgiveness.

The bill would also indirectly affect federal student loan programs by adjusting eligibility requirements. **Current Status:** As of now, HR 4893 is in committee and has not yet been voted on by the full House. The bill was introduced by Representative Seth Magaziner (D-Rhode Island) in the 119th Congress. No major actions have been taken beyond the initial committee referral.