Small Nonprofit Retirement Security Act of 2025

# Small Nonprofit Retirement Security Act of 2025 (HR 4548) Summary **What the Bill Would Do** This bill aims to make it easier for small nonprofits to offer retirement savings plans to their employees. Currently, nonprofits often struggle with the cost and complexity of setting up and maintaining retirement plans like 401(k)s. The legislation would likely reduce regulatory requirements and administrative burdens that prevent smaller nonprofits from providing this employee benefit. **Who It Affects** The bill primarily targets small nonprofit organizations and their employees.

Nonprofits that lack resources to navigate complex retirement plan rules would be the main beneficiaries, along with nonprofit workers who currently have limited access to employer-sponsored retirement savings options. **Current Status** The bill is currently in committee, meaning it's in the early stages of the legislative process and hasn't yet been voted on by the full House. It was introduced by Representative Vern Buchanan (R-FL) in the 119th Congress. At this stage, the specific provisions and details of what changes it would make are not yet publicly available in standard congressional summaries.