Cutting Copays Act

# Cutting Copays Act Summary **What the bill would do:** The Cutting Copays Act would eliminate copayments (the fixed amount patients pay out-of-pocket) for generic medications for low-income Medicare beneficiaries starting in 2026. This applies specifically to people enrolled in Medicare's Low-Income Subsidy Program, which already helps lower-income seniors and people with disabilities afford prescription drugs. **Who it affects:** The bill targets low-income Medicare beneficiaries—seniors and disabled individuals who qualify for the Low-Income Subsidy Program.

By removing copay costs for generic drugs, it would reduce the financial burden of medication for some of the most economically vulnerable people in the Medicare system. **Current status:** The bill is currently in committee, meaning it has been introduced but has not yet been debated or voted on by the full House of Representatives. As with most bills at this stage, its chances of passage remain uncertain.