Accredited Investor Definition Review Act

# Accredited Investor Definition Review Act - Summary **What It Would Do:** This bill would require the SEC (Securities and Exchange Commission) to review and potentially update the definition of "accredited investor." Accredited investors are wealthy individuals and institutions that are allowed to invest in certain high-risk, unregulated securities that regular investors cannot access. Currently, the SEC defines accredited investors primarily by income and net worth thresholds that haven't been significantly updated since the 1980s. This bill would force the SEC to examine whether these definitions still make sense for today's economy. **Who It Affects:** The bill primarily affects individual investors, investment firms, and the SEC. If the accredited investor definition changes, it could expand or restrict who qualifies to invest in private equity, hedge funds, startup investments, and other complex securities.

This could either give more Americans access to these investment opportunities or maintain current restrictions. **Current Status:** The bill is currently in committee, meaning it hasn't yet been debated or voted on by the full House. It was introduced by Rep. Bill Huizenga (R-MI) in the 119th Congress.