End of GSE Conservatorship Preparation Act of 2025

# End of GSE Conservatorship Preparation Act of 2025 - Summary **What the Bill Would Do** This bill would require the U.S. Treasury Department to report to Congress on plans for ending the government's control of Fannie Mae and Freddie Mac—two major mortgage companies that have been under federal supervision since the 2008 financial crisis. The report would address both how to exit this government oversight (called "conservatorship") and how the government would handle its financial stake in these companies, which the Treasury has been supporting with taxpayer funds for over 15 years. **Who It Affects and Key Details** The bill would affect the mortgage industry, homeowners, and taxpayers. Fannie Mae and Freddie Mac play a central role in the U.S.

housing market by guaranteeing mortgages and helping make home loans available. The bill doesn't make changes itself—it simply asks the government to develop and explain a plan for eventually releasing these companies from federal control. This is mainly an informational step designed to move toward potential future policy changes about how the mortgage system operates. **Current Status** The bill was introduced in the House by Representative Andrew Ogles (R-TN) in 2025 and is currently in committee, meaning it has not yet been debated or voted on by the full House.